TAGS: #BUDGET / #MILTON / #REALESTATE / #FORESTHILLKEYSTONE / #HOLIDAY / #EXPERIENCE / #HABITS / #HOLIDAYBUDGET
The fun and festivities of the holidays are alluring! Invitations flood in, and it is hard to say no to the parties, gatherings, and dinners.
Follow these simple tips to keep your budget in check this year.
Don’t underestimate the small stuff
With several events taking place in Dec, taking an uber, getting a manicure, and purchasing hostess gifts can quickly add up into the $100’s. A good way to budget for these smaller items is to pay with cash. When the cash is gone, you stop spending. Having a fixed budget will help you make smart financial decisions.
Group gifts and donation
When you are thinking about gifts for teachers, bosses, and service providers, combine resources with co-workers, friends, or community members to purchase a larger gift or make a donation. This way, the recipient will be blessed with a creative gift, and the gift-givers will feel great about their contribution.
Experience gifts
What do you gift someone who has everything? You gift your time. Gift a night out, a concert, a play, a wine tour, a cooking lesson, or a spa day. Time together is the most precious gift you can give to loved ones who want to spend precious time just being together.
Waking up in January with a big credit card bill is not the way you want to start the new year, so permit yourself to step outside the box and be creative! Everyone will love your thoughtful approach to gift-giving.
Happy Holidays from our family to yours at Forest Hill Keystone! Forest Hill Keystone is an award-winning luxury brokerage helping Buyers and Sellers realize their real estate goals. We pride ourselves on exceptional service and proven results. Let’s get together and discuss your real estate goals for 2020 – we are always here to help.
Written by:
Tanya Fernandes
Broker | Owner